02/06/2005 12:25           RATE of RETURN - Internal                      Page 1
                                 03/31/2004                         
Annual Compounding                                                    Annualized
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Inception                 Last                                             Since
   Date        4 Weeks     QTR     YTD    1 Yr    3 Yr    5 Yr   10 Yr Inception
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AB  Extended Report Example                        03/31/04 Value       2,200.00
06/30/93        -57.70   47.23   47.23   -4.35    6.92    6.58    7.18      7.61
AD  Extended Report Example                        03/31/04 Value       2,200.00
06/30/93          N/A    44.28   44.28   -1.12    6.43    6.25    6.99      8.67
 Composite                                         03/31/04 Value       4,400.00
 06/30/93         N/A     9.73    9.73   -2.76    6.68    6.41    7.08      8.13
Dispersion        N/A      .28     .28    1.61     .25     .17     .10       .53